An ideal way to maintaining liquidity while optimizing the returns of your invested funds

• Loan against deposits is a facility offered by NSNL to their members against your deposits held with us. For your liquidity requirements, avail 75% of the value of deposits held, without breaking the deposit.
• You can avail a loan against the security of FDR / RD deposits.
• Part-payment of loan allowed.

• At the branch where you maintain the deposit.
• As an overdraft or as a demand loan.
• For a maximum of 75% of the face value of deposit.
• At an interest rate linked to deposit rate against FD/RD deposits.
• Interest for loan appropriated against interest payable to deposits.